$842.42

Borrower was 3 months behind.  Was able to bring her current and drop monthly payment by $1143.27 which is a savings of $68,602.20 over a 5 year period.

$2490.83

Borrower was 2 months behind.  Was able to bring them current and drop monthly payment by $1842.27 which is a savings of $22,107.24 in 1 year.

$627.45

Borrower was in foreclosure.  Was able to stop foreclosure and bring them current and drop monthly payment by $345.56.  Step Rate modification where it start at 3.75% for 2 years then caps at 6.5% after 7 years and remains fixed at that rate over the life of the loan. 

$959.57

Borrower was 2 months behind.  Was able to bring them current and drop monthly payment by $426.84 which is a savings of $143,418.24 over the life of the remaining loan term.

$1053.22

Borrower was 5 months behind.  Was able to bring them current and drop monthly payment by $437.80 which is a savings of $141,847.20 over the life of the remaining loan term.

$1290.47

Borrower was 6 months behind and facing foreclosure.  Was able to bring them current, stop foreclosure and drop monthly payment by $1945.57.  Rate is fixed for 5 years.  Savings over 5 year period is $116,734.20! 

$1966.78

Borrower was 5 months behind.  Was able to bring them current and drop monthly payment by $661.07.  Rate is fixed for 4 years.  Savings over 4 year period plus amount past due is $41,731.36. 

$852.56

Borrower was current but struggling to make their mortgage payment.  Was able to drop monthly payment by $376.44.  Rate is fixed for 24 months (this is the max HSBC will do on any modification).  Savings over 2 year period is $9,034.56.   

$883.97

Borrower was 3 months behind.  Was able to bring the loan current, get them on a principal and interest payment instead of interest only and drop monthly payment by $108.95.  Rate is fixed for 5 years and borrower did not have to contribute anything.

$2160.67

Borrower was 2 months behind on both mortgages.  Was able to bring loan current and get second mortgage charged off!  Dropped payment by $840.32 per month. Saved borrower over $10k in first year alone.  

$1444.91

Borrower was 4 months behind.  Was able to bring the loan current and drop monthly payment by $1106.55.  Rate is fixed for 5 years and borrower did not have to contribute anything.  Savings over 5 years is $66,393.   

$1059.14 & $357.90

Borrower was 2 months behind on both mortgages.  Was able to bring the loan current and drop payment on 1st by $1202.53 per month.  Step rate mod where rate starts at 2% and caps at 6% over life of loan. Lowered 2nd mortgage payment $154.10 per month and dropped rate to 6.2% over life of the loan.  Total monthly savings = $1356.63! Total savings in 1 year = $21,826.90! 

$1172.92

Borrower was 3 months behind on mortgage.  Was able to bring the loan current and drop payment $418.85 per month.  Rate is fixed at 3.5% for 5 years….Caps out at 4.8% over life of the loan. 

$1164.70

Borrower was 3 months behind on mortgage.  Was able to bring the loan current and drop payment $670.03 per month.  Step rate plan starts at 3% and increases 1% each year for 2 years and caps out at 5%.  Yearly savings including past due amount is $15,322.45.

$895.54

Borrower was 4 months behind on mortgage.  Lender offered her a plan that increased her payment and she had to put $5k down. We cancelled that plan and were able to bring the loan current and drop payment $108.10 per month.  Rate is fixed at 4.875% over life of the loan.  Yearly savings including past due amount is $6,535.20. 

$1626.08

Borrower was 3 months behind on mortgage.  Were able to bring the loan current and drop payment $627.15 per month.  Rate is fixed at 4.50% for 5 years.  Yearly savings including past due amount over 5 yr period is $44,484. 

$1354.44

Borrower was 4 months behind on both mortgages.  Was able to bring first loan current and get second mortgage charged off!  Step rate starts at 5.75% for 1 year and caps at 5.85% for life of loan.  Payment dropped $456.56 per month which saves borrower $165,441 over the life of the loan. 

$1292.38

Borrower was 3 months behind on mortgage.  Was able to bring first loan current with no money down.  Dropped interest rate to 2% for 5 years!  Payment dropped $877.25 per month which saves borrower $52,635 in just a 5 year period. 

$1714.26

Borrower was 2 months behind on mortgage.  Was able to bring first loan current with no money down.  Dropped interest rate to 5.5% for 2 years.  Payment dropped $683.32 per month! Saved  borrower $21,194.84 in first 2 years.

$2273.59

Borrower was 7 months behind ($17,228) on mortgage and facing foreclosure.  Was able to bring first loan current with no money down!  Dropped interest rate to 4.864% for the life of the loan!  Payment dropped $347.84 per month and will save borrower $133,379 over term of loan!

$1140.67

Borrower was 4 months ($7k) behind on mortgage.  Was able to bring first loan current with no money down.  Dropped interest rate to 4.7% for the life of the loan!  Payment dropped $442.36 per month. Saving for borrower over the life of the loan is $150,324!